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Should I Offer My Employees Critical Illness Insurance?

Should I Offer My Employees Critical Illness Insurance?

Critical illness insurance is designed to compensate policyholders in a lump payment if they are diagnosed with a range of illnesses as listed in the policy. These policies can also be structured to make a series of payments based on the policyholder’s condition and ongoing medical treatments. Also known as catastrophic illness insurance, it covers major health emergencies, such as heart attack, cancer, or stroke....

How Too Much Exercise Can Be Bad For Your Health

How Too Much Exercise Can Be Bad For Your Health

Exercise is good for your health – we all know that. But it is possible to exercise too much. In fact, recent studies have found that overdoing it could cause damage to your body and your brain. How Much Is Too Much Exercise? Regular exercise can help you maintain a healthy weight, improve your cardiovascular health, lower your risk for diabetes, and even improve your...

Can My Life Insurance Company Ever Cancel My Policy?

Can My Life Insurance Company Ever Cancel My Policy?

If you have purchased whole life insurance, your policy should continue in effect until you die, at which time death benefits are paid to your beneficiaries. If you have purchased term life insurance, it should continue until the expiration date of the policy. Although you can cancel your life insurance policy at any time, the insurance company can only cancel for specific reasons. For example,...

5 tips to help you be a better motorcycle rider

5 tips to help you be a better motorcycle rider

Riding a motorcycle is something we’re very passionate about. Others can see that, too—through our photos on social media, clothing we wear, or with a wave as we ride by. Sometimes we’re asked the question, “Why do you ride a motorcycle?” The classic retort may be, “If I have to explain it, you wouldn’t understand.” However, if we instead engage positively with non-riders about our...

What Does Contractors Insurance Not Include?

What Does Contractors Insurance Not Include?

Every contractor needs a commercial general liability insurance policy to protect company assets and reduce liability risks. Commonly known as contractors insurance, a construction general liability policy can protect your contracting business against liability for injuries, accidents, and property damage. Proof of this type of insurance is required for many jobs for both contractors and subcontractors. What Kinds of Coverage Does Contractors Insurance Provide? A...