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What Happens If You Don't Have Any Health Insurance?

What Happens If You Don't Have Any Health Insurance?

Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on...

Riding a motorcycle can improve your mental health

Riding a motorcycle can improve your mental health

To people who see motorcycle riding as purely an adrenaline rush for thrill-seekers, the idea of riding for your mental health can seem confusing. In the eyes of the uninitiated, motorcycle therapy seems to be an oxymoron. However, nothing could be further from the truth. Experienced motorcycle riders have long understood motorcycle riding yields benefits like reduced stress and anxiety. Since the earliest days of...

I'm Young & Healthy: Do I Really Need Life Insurance?

I'm Young & Healthy: Do I Really Need Life Insurance?

If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you money – lots of it. Purchasing a life insurance policy in your 20s or 30s is a smart move, even if you don’t believe you need it yet. Younger Equals Cheaper When It Comes To Life Insurance Buying life insurance...

Will Special Event Insurance Cover My Event?

Will Special Event Insurance Cover My Event?

Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your costs in case you need to cancel unexpectedly (if the bride or groom gets cold feet, for example). It can also help protect you from liability for injury or property damage caused during your event. When Do You Need...

Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand

Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand

Unlike most vehicles, collector cars appreciate in value. This means specialized insurance requirements for these vehicles. If you are becoming a classic car owner, you need to know the following before purchasing a collector car insurance policy. Eligibility For Collector Car Insurance Classic or Antique Vehicle To qualify for collector car insurance, your vehicle must meet one of the following two conditions: Antique vehicle: For...