Commercial auto insurance in California

Your personal auto insurance doesn't cover business-use vehicles. Commercial auto protects your fleet, drivers and business.

Talk to an advisor

Custom quote

Tell us about your business and we'll build the right package for you.

What this coverage includes

Commercial liability

Covers damage and injuries to third parties caused by your business vehicles while in work use.

Collision and comprehensive

Protects your business vehicles against collisions, theft, vandalism and weather.

Driver medical payments

Covers medical expenses for the driver and passengers in accidents with your commercial vehicles.

Uninsured motorist

Protects you if an accident is caused by an uninsured or underinsured driver.

Why choose Auto International

Full fleet under one policy

Insure all your business vehicles under one fleet policy to simplify management.

Covers salaried drivers

Commercial auto insurance can include all authorized drivers in your company.

Meets California requirements

Higher minimum liability limits for commercial vehicles. We insure you in compliance.

Fleet-specialized agents

We compare options across multiple carriers to find the best rate for your fleet.

Frequently asked questions

Does my personal auto insurance cover using my vehicle for work?

It depends on the type of use. For food delivery, passenger transport or regular commercial use, personal insurance generally excludes it. You need commercial auto.

What's the difference between commercial auto and trucking insurance?

Commercial auto covers light and medium vehicles for business use. Trucking insurance is for heavy vehicles (Class 7-8), trailers and cargo operations.