Personal watercraft insurance

Enjoy the water with peace of mind. Liability and physical damage coverage for your Jet Ski or Sea-Doo.

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Coverage options

Watercraft liability

Covers injuries and damage to others caused by your watercraft on the water.

Why choose Auto International

Covers trailer transport

Coverage can include when you're transporting your watercraft on a trailer to the lake or beach.

Seasonal coverage available

Seasonal coverage options for the months you actually use it.

On-water assistance

Watercraft towing service if your jet ski breaks down on the lake or ocean.

Frequently asked questions

Does my auto or homeowners insurance cover my personal watercraft?
Home insurance may cover your watercraft at very low limits while on your property, but not while in use on the water or for liability. You need a dedicated policy.
Do I need insurance for a Jet Ski in California?
California doesn't require liability insurance for personal watercraft by state law, but many parks and marinas require it. Without coverage, any accident comes out of your pocket.

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